Acronyms | Abbreviations |
ABEDA | Arab Bank for Economic Development in Africa. |
ACF | Auto Correlation Function. |
ACS | Automated Clearing Systm. |
AD | Authorized Dealer. |
ADB | Asian Development Bank. |
ADF | Automated Data Flow |
ADR | American Depository Receipt. |
AEPS | Aadhaar Enabled Payments Switch |
AFS | Annual Financial Statement. |
AGM | Annual General Meeting. |
AIC | Agricultural Insurance Company. |
AIF | Alternative Investment Fund |
ALCO | Asset Liability Committee |
ALM | Asset Liability Management |
AMFL | Association of Mutual Funds in India. |
AML | Anti-Money Laundering |
AMRMS | Audit and Risk Monitoring Mechanism |
ANBC | Adjusted Net Bank Credit |
APBS | Aadhaar Payment Bridge System |
ARC | Asset Reconstruction Companies |
ASBA | Applications Supported Bank Accounts |
ASSOCHAM | Associated Chambers of Commerce and Industry of India. |
ATM | Automated Teller Machine. |
BCBS | Basel Committee on Banking Supervision |
BCSBI | Banking Codes and Standards Board of India |
BIS | Bank for International Settlements. |
BOB | Bank of Baroda. |
BOE | Bill of Exchange |
BOI | Bank of India. |
BOP | Balance of Payments. |
BOR | Bank of Rajasthan. |
BOT | Build,Operate and Transfer. |
BR Act | Banking Regulations Act, 1949. |
BSCS | Basel Committee on Banking Supervision. |
BSE | Bombay Stock Exchange. |
BSR | Basic Statistical Returns. |
CA | Chartered Accountant. |
CAD | Current Account Deficit |
CAG | Controller and Auditor General. |
CAR | Capital Adequacy Ratio |
CARE | Credit Analysis and Research Limited |
CASA | Current and Savings Accounts |
CB | Canara Bank. |
CBLO | Collateralized Bank Lending Obligations |
CBS | Core Banking Solution. |
CCIL | Clearing Corporation of India Limited |
CCL | Cash Credit Limit |
CDB | Caribbean Development Bank. |
CDBS | Committee of Direction on Banking Statistics. |
CDRS | Corporate Debt Restructuring |
CDS | Credit Default Swap. |
CEPA | Comprehensive Economic Partnership Management. |
CFRA | Combined Finance and Revenue Accounts. |
CGRA | Currency and Gold Revaluation Account. |
CIBIL | Credit Information Bureau of India Limited |
CMIS | Currency Management Information System |
CNP | Card Not Present |
COB | Corporation Bank. |
CP | Colombo Plan. |
CPFF | Commercial Paper Funding Facility |
CPI | Consumer Price Index. |
CRAR | Capital To Risk Weighted Asset Ratio. |
CRILC | Central Repository of Information on Large Credits |
CRISIL | Credit Rating Information Services Of India |
CRMD | Credit Risk Management Department. |
CRR | Cash Reserve Ratio. |
CSR | corporate social responsibility |
CTI | Country Threat Index. |
CUB | City Union Bank |
DB | Dena Bank. |
DPG | Deferred Payment Guarantee |
DPN | Demand Promissory Note |
DRAT | Debt Recovery Appellate Tribunal |
DRI | Differential Rate Of Interest |
DSCR | Debt Service Coverage Ratio |
DTAA | Double Taxation Avoidance Agreement. |
EADB | East African Development Bank. |
EBRD | European Bank for Reconstruction and Development. |
ECB | External Commercial Borrowings. |
ECS | Electronic Clearing System. |
EDF | Export Development Fund |
EDI | Electronic Data Internchange |
EDP | Entrepreneurship Development Programme |
EEFC | Exchange Earners’ Foreign Currency |
EFTPOS | Electronic Funds Transfer At Point Of Sale |
EIB | European Investment Bank. |
ELSS | Equity Linked Saving Scheme. |
EMI | Equated Monthly Instalments |
EPFO | Employees’ Provident Fund Organisation |
EPOS | Electronic Point Of Sale |
EPS | Earning per Share |
ESOP | Employee Stock Options |
EXIM | Export Import Bank of India. |
FCA | Foreign Currency Assets. |
FCCB | Foreign Currency Convertible Bond |
FCNR | Foreign Currency Non Resident Deposit Accounts |
FCNRA | Foreign Currency Non resident Account. |
FDI | Foreign Direct Investment. |
FEDAI | Foreign Exchange Dealers Association Of India |
FERA | Foreign Exchange Regulation Act. |
FICCI | Federation of Indian Chambers of Commerce and Industry. |
FII | Foreign Institutional Investor. |
FIMMDA | Fixed Income Money Markets and Derivatives Association. |
FINO | Financial Information Network and Operation Limited |
FIPB | Foreign Investment Promotion Board. |
FOB | Free On Board |
FPI | Foreign Portfolio Investment. |
FSRASC | Financial Sector Regulatory Appointment Search Committee |
FTA | Free Trade Agreement. |
GAAR | General Anti Avoidance Rule. |
GDP | Gross Domestic Product |
GDR | Global Depository Receipt. |
GFD | Gross Fiscal Deficit. |
GIRO | Government Internal Revenue Order. |
GMS | Gold Monetisation Scheme |
GST | Goods and Services Tax |
GSTN | Goods and Services Network |
HDFC | Housing Development Finance Corporation. |
IADB | Inter American Development Bank. |
IAS | Integrated Accounting Systems |
IBBI | Insolvency and Bankruptcy Board of India |
IBPS | Institute of Banking Personnel Selection. |
IBRD | International Bank for Reconstruction and Development |
IBRD | International Bank For Reconstruction And Development. |
IBU | International Banking Unit |
ICA | Indian Council of Agricultural Research. |
ICICI | Industrial Credit and Investment Corporation of India. |
ICRA | Investment Information and Credit Rating Agency of India Limited |
IDB | Islamic Development Bank. |
IDBI | Industrial Development Bank of India. |
IDR | Indian Depository Receipts. |
IDRBT | Institute for Development and Research Of Banking |
IEPF | Investors Education and Protection Fund |
IFC | International Finance Corporation |
IIB | International Investment Bank. |
IIBF | Indian Institute of Banking and Finance. |
IMD | India Millennium Deposits. |
IMF | International Monetary Fund. |
IMPS | Immediate Payment Service |
IMT | Instant Money Transfer |
IOB | Indian Overseas Bank. |
IPO | Initial Public Offer |
IPO | Initial Public Offering |
IPPB | India Post Payments Bank |
IRBI | Industrial Reconstruction Bank Of India. |
IRDA | Insurance Regulatory and Development Authority of India |
IROs | Interest rate options |
IRR | Internal Rate Of Return. |
ISCI | International Standard Industrial Classification |
KCC | Kisan Credit Card |
KMB | Kotak Mahindra Bank. |
KVB | Karur Vysya Bank. |
KVIC | Khadi and Village Industries Corporation |
KVP | Kisan Vikas Patra |
KYC | Know Your Customer Guidelines |
LAB | Local Area Bank. |
LAF | Liquidity Adjustment Facility |
LAMPS | Large Sized Adivasi Multipurpose Societies |
LDB | Land Development Bank. |
LERMS | Liberalized Exchange Rate Management System |
LIBOR | London Inter Bank Offered Rate. |
LIC | Life Insurance Corporation Of India |
LTCG | Long-Term Capital Gains |
LTN | Long Term Note |
MCA | Ministry Of Company Affairs |
MCLR | Marginal Cost Of Lending Rate |
MFDF | Micro Finance Development Fund |
MIBOR | Mumbai Inter Bank Offer Rate. |
MICR | Magnetic Ink Character Recognition |
MIS | Management Information System |
MSS | Market Stabilisation Scheme |
MTN | Medium Term Note |
MUDRA | Micro Units Development And Refinance Agency |
NABARD | National Bank For Agricultural And Rural Development. |
NAS | National Account Statistics. |
NAV | Net Asset Value. |
NBC | Non Banking Companies. |
NBFC | Non Banking Finance Companies |
NDA | Net Domestic Asset |
NDS | Negotiated Dealing Systems |
NDTL | Net Demand And Time Liability |
NECS | National Electronic Clearing System |
NEFT | National Electronic Funds Transfer System. |
NFA | No Frills Account. |
NFC | Non Banking Finance Companies. |
NFS | National Financial Switch |
NHB | National Housing Bank. |
NIB | Nordic Investment Bank. |
NPA | Non Performing Assets. |
NPCI | National Payments Corporation Of India |
NPS | National Pensions Scheme. |
NPV | Net Present Value |
NRE | Non Resident External Account |
NRI | Non Resident Indian |
NSE | National Stock Exchange. |
NSFDC | National Scheduled Castes Finance And Development Corporation |
OCB | Overseas Corporate Bodies |
ODIs | Offshore/Overseas Derivative Instruments |
OECD | Organisation For Economic Cooperation And Development |
OLTAS | Online Tax Accounting System |
OMO | Open Market Operations |
OTCEI | Over the Counter Exchange Of India |
OTP | One-Time Password |
PACS | Primary Agricultural Credit Societies |
PAN | Permanent Account Number |
PDO | Public Debt Office |
PFRDA | Pension Fund Regulatory and Development Authority |
PGS | Payment Gateway System. |
PIN | Personal Identification Number |
PIS | Portfolio Investment Scheme |
P-Notes | Participatory Notes |
POA | Power of Attorney |
PoS | Point of Sale |
PPF | Public Provident Fund |
PPIs | Prepaid Payment Instruments |
PRSF | Partial Risk Sharing Facility |
QIB | Qualified Institutional Bankers |
RBI | Reserve Bank of India |
RBS | Royal Bank of Scotland. |
RDBMS | Relational Database Management System |
RDDBFI | Recovery of Debt due to Banks and Financial Institutions |
REC | Rural Electrification Corporation |
RFC | Resident Foreign Currency |
RIDF | Rural Infrastructure Development Fund |
RoA | Return On Assets |
RoE | Return On Equity |
RRB | Regional Rural Bank. |
RTGS | Real Time Gross Settlement System. |
RWA | Risk Weighted Assets |
SARFAESI | Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest |
SBI | State Bank of India |
SCB | Scheduled Commercial Bank |
SCC | Selective Credit Control. |
SDBS | Service Discharge Benefit Scheme |
SDR | Special Drawing Rights |
SEBI | Securities and Exchange Board of India |
SEPA | Single Euro Payment Area. |
SFMS | Structured Financial Messaging Services |
SGB | Sovereign Gold Bond |
SHG | Self Help Group |
SIDBI | Small Industries And Development Bank Of India. |
SIDC | State Industrial Development Corporation |
SIFI | Systematically Important Financial Intermediaries |
Sip | Systematic Investment Plans |
SIPS | Systemically Important Payment System |
SJSRY | Swarna Jayanthi Shahari Rozgar Yojana |
SLR | Statutory Reserve Ratio |
SLRS | Scheme for Liberation and Rehabilitation of Scavengers |
SME | Small and Medium Industries |
SMERA | SME Rating Agency of India Limited |
SMILE | SIDBI Make in India Loan for small Enterprises |
SPNS | Shared Payment Network System. |
SSI | Small Scale Industries |
SSSBE | Small Scale Service and Business Enterprises |
SWIFT | Society For World Wide Inter Bank Financial Telecommunication. |
TDS | Tax Deducted at Source |
TIN | Tax Information Network |
UBIN | Unique Business Identification Number |
UCB | Urban Cooperative Bank. |
UCNs | Uniform Code Numbers |
UEBA | Universal Electronic Bank Account. |
UIDAI | Unique Identification Authority of India |
UPI | Unified Payments Interface |
UPIN | Unique Property Identification Numbers. |
USB | Ultra Small Branch. |
USD | United States Dollar. |
USSD | Unstructured Supplementary Service Data |
UTI | Unit Trust of India |
VDBS | Vertically Differentiated Banking System. |
VPA | Virtual Payment Address |
WBCIS | Weather Based Crop Insurance Scheme. |
WCTL | Working Capital Term Loan |
WL ATM | White Label ATM. |
WMA | Ways and Means Advances |
WPI | Wholesale Price Index |
YTM | Yield to Maturity |