Professional Knowledge Questions


Professional Knowledge Questions

  1. How is your professional knowledge going to be useful for the bank?
  1. What is Priority sector lending?
  1. Should farmers be given loan at cheaper rate when they’re already getting a subsidy on fertilizer and diesel?
  1. We should abolish the concept of CRR, and we should have just insurance of deposit? Do you agree?
  1. What are the two main problems banks are facing today? And what should be done to solve them?
  1. What do you think about deregulation of saving account? Is it a good step?
  1. What is no frill account? How does it help in Financial Inclusion?
  1. Which banking sector is stronger: Indian or Western? And why?


  1. What provisions did this year’s budget have for the banking sector?


  1. Do the Agricultural crops sold by the farmers in the market comes under income tax?


  1. What was last year’s GDP in crores and in % growth?


  1. Which banks are better Private or PSU? and why?


  1. What is Inflation? How is it controlled?


  1. What is HDI (Human Development Index)? How is it calculated? What is India’s rank?


  1. What do you know about bancassurance? Is it good or is it bad?


  1. Why should bank consider Debt equity structure of a company before loaning?


  1. Why is dollar appreciating? What are merits and demerits of rupee depreciation?